Financing With Lending Club

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Payment plans with fair and affordable APRs and the ability to finance up to $50,000.

Fixed Rate PlansPromotional No-Interest Plans (Waived Interest, Payment Required)Promotional Rate Plans (Low APR, Equal Payment Required)
Rates4.99% - 24.99% APR based on the amount financed and applicant’s credit history    



No Interest for 6, 12, 18, or 24 months. After that, purchase APR of 26.99%  Minimum purchase of $499 for 6 months, $999 for 12 months, $1,499 for 18 months, or $2,499 for 24 months





 17.90% APR for 24, 36, 48, or 60 months. After that, purchase APR of 26.99% Minimum purchase of $1,000 for 24, 36, and 48 months, and $2,500 for 60 months




Plan TypeInstallment loanRevolving line of creditRevolving line of credit
Sample Monthly PaymentAs low as $105 a month for a $5,000 case at 8.99% APR over 60 monthsEqual payments as low as $209 per month for a $5,000 treatment in 24 months, Total cost is $5,000.Equal payments as low as $127 per month for a $5,000 treatment in 60 months, Total cost is $7,620.
Plan Amount$2,000 - $50,000$499 - $32,000$1,000 - $32,000
Terms24, 36, 48, 60, 72 or 84 months6, 12, 18, or 24 months promotional period24, 36, 48, or 60 months promotional period
SpecialtiesDental, Fertility, Hair Restoration, Weight Loss SurgeryDental, Hair RestorationDental, Hair Restoration

Please Note: All payment plans may not be available at all providers. Please consult your provider for availability.


Affordable and transparent financing options

No upfront payment. No prepayment penalties or payment due for 3-7 weeks.

Dental financing that makes you smile

Financing dental care, like implants or braces, is easy through LendingClub Patient Solutions. Our flexible and budget-friendly payment options help you to get the dental treatment you need.

View example payment options with our Payment Calculator.



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Michael W. Whitecar, D.D.S.
Formerly the office of Dr. Ritter
Michael W. Whitecar, D.D.S.

8320 Bellona Avenue, Suite 110, Towson, MD 21204